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PWPractical Workflows

Small Business Plan Builder

Turn your idea and your own numbers into a bank-ready one-page business plan and a 12-month cashflow forecast you actually understand, with every step producing a named artefact you can reuse. Built for first-time founders and upgraders who want a practical, minimal, and honest workflow.

  • 14 steps
  • Instant delivery
  • ChatGPT · Claude · Gemini

Try step 1 free.

Copy this into ChatGPT, Claude or Gemini, fill in the [BRACKETS] and see what you get. No sign-up. The other 13 steps, examples and checklist unlock after purchase.

Setup: Define business context

Provide: [BUSINESS IDEA SUMMARY], [OWNER(S) NAME], [LOCATION], [INDUSTRY], [BUSINESS MODEL IN ONE LINE], [GOAL FOR 12 MONTHS], [CURRENT STAGE], [TARGET CUSTOMER IN A PHRASE], [CONSTRAINTS (TIME/CASH/CAPABILITY)], [ASSUMPTIONS YOU’RE MAKING], [NON-NEGOTIABLES], [KEY DEPENDENCIES], [DECISION HORIZON (E.G., 90 DAYS)], [BANK/PARTNER REQUIREMENTS IF ANY].
Act as a pragmatic business planner and turn raw context into a crisp brief we can reuse without rework.
Work through it like this:
1) Clarify the scope: what you will and won’t do in the first 12 months, tied to your constraints. 2) Translate goals into 3-5 measurable success metrics founders can actually track monthly. 3) List assumptions that would materially change the plan if wrong. 4) Surface top 5 risks at this stage and a practical first mitigation for each. 5) Define decision rules for the next 90 days (go/hold/kill triggers).
Give me the output as: Business Context Brief with sections: Snapshot; Objectives (12 months); Scope Boundaries (In/Out); Constraints; Assumptions to Validate; Success Metrics (with target and owner); Key Dependencies; Top Risks & First Mitigations; Decision Rules (next 90 days).
Quality bar: A bank manager can read it in 5 minutes and see what you’re doing, why, and the guardrails—no jargon, each point traceable to your inputs.
If anything is missing or unclear, ask up to 3 targeted questions; if still unknown, mark MISSING and proceed.

What's inside.

A system prompt, then 14 steps you run in order, plus instructions, worked examples, fix-it prompts and a quality checklist. Full prompts unlock straight after payment.

  1. 01Setup: Define business context
  2. 02Setup: Gather personal and financial baseline
  3. 03Discovery: Customer profile & problem statement
  4. 04Discovery: Market scan & competitor table
  5. 05Discovery: Field test questions & quick validation plan
  6. 06Design: Offer outline & scope
  7. 07Design: Cost model & price ladder
  8. 08Design: Marketing channels & message map
  9. 09Financials & Operations: Sales funnel & monthly assumptions
  10. 10Financials & Operations: Operating plan & key risks
  11. 11Financials & Operations: 12-month cashflow forecast builder
  12. 12Review & Delivery: Red-team & scenario stress test
  13. 13Review & Delivery: One-page business plan assembly
  14. 14Review & Delivery: Metrics dashboard & update cadence

The details.

WHO IT'S FOR

People starting or growing a small New Zealand small business who need a clear, honest plan and cash forecast for a bank, partner, or themselves.

WHAT YOU'LL MAKE

  • Business Context Brief
  • Customer Profile & Problem Statement
  • Market Scan & Competitor Table
  • Offer & Pricing Sheet
  • 12‑Month Cashflow Forecast
  • One-Page Business Plan

HOW IT WORKS

If you need something today, complete Steps 1–3 and 13 to produce a credible one-page draft, then flesh out Steps 4–11 and re-run Steps 12–13 for a bank-ready pack.

14 steps, each building on the last: Setup: Define business context → Setup: Gather personal and financial baseline → Discovery: Customer profile & problem statement → Discovery: Market scan & competitor table → Discovery: Field test questions & quick validation plan → Design: Offer outline & scope → Design: Cost model & price ladder → Design: Marketing channels & message map → Financials & Operations: Sales funnel & monthly assumptions → Financials & Operations: Operating plan & key risks → Financials & Operations: 12-month cashflow forecast builder → Review & Delivery: Red-team & scenario stress test → Review & Delivery: One-page business plan assembly → Review & Delivery: Metrics dashboard & update cadence. Includes two worked examples, fix-it prompts and a quality checklist.

WHAT IT WON'T DO

This kit guides planning and forecasting based on your inputs and does not provide legal, tax, or lending advice—consult a qualified accountant or lawyer for compliance, GST, payroll, or financing decisions.

DELIVERY

Instant email with your guided kit page and a downloadable file. Works with ChatGPT, Claude or Gemini (free or paid), including on your phone.

This is a prompt toolkit you run yourself, not software or professional advice.

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